So you’ve decided you want to buy a home? Check out the image below to learn where to start and what’s next!

10 Steps To Buying a Home!

1. Save Your Down Payment

Many people believe you need a 20% down payment to buy a home. There are loans available that allow buyers to put down as little as 3% or even 0% with a VA or USDA Loan.

2. Know Your Credit Score

Your credit score is a numerical representation of your history and ability to pay back debts in the past. Different home loans have different credit requirements.

3. Find a Real Estate Agent

Once you have a handle on your credit score & down payment savings contact a local agent. Your agent will help you through the process of buying your first home.

4. Get Pre-Approved

Your agent will have a list of lenders that you can work with to get pre-approved for your mortgage. This will help keep you on budget during the next step.

5. Go Home Shopping!

Make a list of what you want vs. what you need in your new home. Your agent will use this list to find homes for you to purchase

6. Make An Offer

Your agent will help you determine the best price to offer for the home. In a competitive market you may not be the only one bidding and will want to stand out.

7. Get a Home Inspection

Once your offer is accepted, you will want to do a home inspection to ensure there are not any hidden issues with the home.

8. Get a Home Appraisal

Your lender will arrange for a home appraisal to ensure that the property is worth the price that you have agreed to pay for it.

9. Close The Sale

Once your loan is approved, your lender will schedule a closing date. This is the day you sign all your paperwork to complete the purchase and get the keys to your new home!

10. Move In!

Congratulations! You are now a homeowner!

Our Trusted Lenders

Great Rates & Low Fees!

Randy Raven
Supreme Lending
Cell: 608-513-0327
Office: 608-841-2000 ext 2001
Email: randy.raven@supremelending.com
NMLS # 844360
Apply: www.randy-raven.supremelendinglo.com

Aaron Longley
Mutual of Omaha
Cell: 608-239-7300
Office: 608-240-9401
Email: alongley@mutualmortgage.com
NMLS# 243213
Apply: www.loanofficer.mutualmortgage.com/aaronlongley

Jurga Jokimciute
Fairway Mortgage
Cell: 608-358-9954
Office: 608-318-1904
Email: jurgaj@fairwaymc.com
NMLS# 631926
Apply: www.loansbyjurga.com

Patrick Simon
Zillow Home Loans
Direct: 949-842-5969
Office: 206-757-4716
Email: patricksi@zillowhomeloans.com
NMLS# 1080950

Joshua Bittner
Easy Mortgage, Inc.
Cell: 414-254-7001
Office: 608-833-3800 x28
Email: joshuabittner@tds.net
NMLS# 287622
Apply: www.easymortgagecompany.com

How To Buy A Home