How To Buy A Home
10 Steps To Buying a Home!
1. Save Your Down Payment
2. Know Your Credit Score
3. Find a Real Estate Agent
Once you have a handle on your credit score & down payment savings contact a local agent. Your agent will help you through the process of buying your first home.
4. Get Pre-Approved
Your agent will have a list of lenders that you can work with to get pre-approved for your mortgage. This will help keep you on budget during the next step.
5. Go Home Shopping!
Make a list of what you want vs. what you need in your new home. Your agent will use this list to find homes for you to purchase
6. Make An Offer
Your agent will help you determine the best price to offer for the home. In a competitive market you may not be the only one bidding and will want to stand out.
7. Get a Home Inspection
Once your offer is accepted, you will want to do a home inspection to ensure there are not any hidden issues with the home.
8. Get a Home Appraisal
Your lender will arrange for a home appraisal to ensure that the property is worth the price that you have agreed to pay for it.
9. Close The Sale
Once your loan is approved, your lender will schedule a closing date. This is the day you sign all your paperwork to complete the purchase and get the keys to your new home!
10. Move In!
Congratulations! You are now a homeowner!
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